RetirementMetric calculator

Investment Return Calculator

Calculate total return, annualized return, and profit on an investment.

Starting investment

Additional contributions

Ending value

Years held

Results update automatically. Estimates are for educational planning and exclude taxes, fees, contribution limits, and market variability unless explicitly modeled.

Estimated result

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How to use this calculator

Enter your current numbers, then test multiple scenarios. A useful planning habit is to compare a conservative case, a middle case, and an optimistic case rather than relying on one assumed return.

What this estimate means

This calculator is designed to give you a planning range, not a guarantee. Real-world outcomes depend on investment returns, taxes, fees, inflation, contribution timing, and changes in income or spending.

Want a broader view of your finances?Empower’s free dashboard can help track net worth, investments, spending, and retirement progress. RetirementMetric may earn compensation if you qualify after using our link.

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